
Senior Associate, Compliance
Amara Cole
Amara builds proportionate compliance programs for regulated and scaling businesses, covering data protection, financial crime controls, and regulator engagement. She previously worked in-house at a fintech scale-up.
About Amara
Amara builds proportionate compliance programs for regulated and scaling businesses, covering data protection, financial crime controls, and regulator engagement. She previously worked in-house at a fintech scale-up.
Her starting point is that a compliance framework nobody follows is worse than none at all, because it documents the gap. She designs controls around how a business actually operates, then makes the evidence of oversight a by-product of the process rather than a year-end scramble.
Amara leads the firm's incident response work and has run breach notifications inside the statutory window on matters affecting hundreds of thousands of records.
Representative work
- Ran an out-of-hours breach response for a consumer fintech, reporting within 48 hours with no enforcement action
- Rebuilt an eighteen-policy compliance suite for a regulated lender after an adverse internal audit
- Designed a records-of-processing and DPIA process for a group operating in six jurisdictions
- Advised on financial crime controls and onboarding for a payments business ahead of authorisation
Experience
Career to date
2021 — present
Senior Associate, Compliance
SCT Legal Associates
Leads regulatory, data protection, and incident response work across the firm's client base.
2018 — 2021
Compliance Counsel (in-house)
Fintech scale-up
Built the compliance function from scratch through two funding rounds and an authorisation process.
2015 — 2018
Associate, Regulatory
Financial services practice
Advised banks and payment institutions on conduct and prudential requirements.
Publications & speaking
Writing and talks
- Guide
The first 72 hours: a practical breach response checklist
SCT Legal Associates Insights · 2025
- Article
Proportionate compliance for scaling businesses
Privacy & Data Protection · 2024
- Talk
Evidencing board oversight before the regulator asks
Compliance Leaders Conference · 2024
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